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Preparation for old age in France: The roles of preferences and expectations

Abstract : This article assesses the roles of preferences and expectations on preparation for old age, employing unique data on French individuals aged 50+ . The data do not only contain information on the general feeling to prepare for old age and on specific preparation activities in various domains, but also on risk and time attitudes, family and social altruism, and expected disability and longevity. Half of the sample reports preparing for old age. Future orientation emerges as an important predictor of preparation. While risk attitudes and altruism also matter for preparation, their effect may be less systematic across outcomes than that of general future orientation. Individuals who expect to become disabled or to live longer are more likely to prepare for old age. Policies promoting healthy aging should include messages targeting present-oriented individuals and try to make people more future-oriented.
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Submitted on : Thursday, May 3, 2018 - 12:32:50 PM
Last modification on : Friday, April 29, 2022 - 10:13:21 AM

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Bénédicte Apouey. Preparation for old age in France: The roles of preferences and expectations. The Journal of the Economics of Ageing, 2018, 12, pp.15 - 23. ⟨10.1016/j.jeoa.2017.11.003⟩. ⟨hal-01784315⟩



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