R. Alessie, V. Angelini, and P. Van-santen, Pension Wealth and Household Savings in Europe: Evidence from SHARELIFE, European Economic Review, 2013.

L. Arrondel and H. Calvo, Les Français sont-ils prudents? Patrimoine et risque sur les revenus des méanges, Economie et Statistique, pp.417-418, 2009.

L. Arrondel, A. Masson, and L. Soulat, Les Français et leur retraite : connaissance, inquiétude et attachement, p.2, 2013.

L. Arrondel, A. Masson, and D. Verger, Préférences de l'épargnant et accumulation patrimoniale : les comportements de l'épargnant à l'égard du risque et du temps, Economie et Statistique, pp.374-375, 2004.

L. Arrondel, M. Roger, and F. Savignac, Patrimoine et endettement des ménages dans la zone euro : le rôle prépondérant de l'immobilier, 0192.

O. P. Attanasio and A. Brugiavini, Social Security and Households' Saving, The Quarterly Journal of Economics, vol.118, issue.3, 2003.
DOI : 10.1162/00335530360698504

O. P. Attanasio and S. Rohwedder, Pension Wealth and Household Saving: Evidence from Pension Reforms in the United Kingdom, American Economic Review, vol.93, issue.5, p.93, 2003.
DOI : 10.1257/000282803322655419

P. Aubert, N. Barthélemy, and S. Benallah, Le départ à la retraite : motivations et connaissance des droits, 2012.

M. Bachelet, A. Leduc, and A. Marino, Les biographies du modèle Destinie II : rebasage et projection, DESE Working Paper, pp.2014-2015, 2014.

S. Benallah, Le niveau d'information des salariés sur leurs droits à la retraite : mesure et implications, Les cahiers de la Cnav, 2012.

D. Blanchet, S. Buffeteau, E. Crenner, and S. Le-minez, The new Destinie 2 microsimualtion model: main characteristics and illustrative results, DESE Working Paper, pp.2010-2023, 2010.

D. Blau, Pensions, Household Saving, and Welfare: A Dynamic Analysis, IZA Discussion Papers, vol.5554, 2011.

J. Bourdieu, B. Rapoport, and M. Roger, Montant et composition du patrimoine des ind??pendants, avant et apr??s le d??part ?? la retraite, Economie et Statistique, pp.472-473, 2014.
DOI : 10.3406/estat.2014.10495

I. Bridenne, Le niveau d'information des assurés en matière de retraite, Dossiers Solidarité et Santé, n° 3, pp.51-62, 2006.

S. Chan and H. F. Stevens, What You Don't Know Can't Help You: Pension Knowledge and Retirement Decision-Making, Review of Economics and Statistics, vol.64, issue.2, pp.253-266, 2008.
DOI : 10.2307/2938304

H. Chaput, K. H. Kim, L. Salembier, and J. Solard, Les inégalités de patrimoine s'accroissent entre, INSEE Première, 1380.

C. Darmon and H. Panegelle, Patrimoine : quand les ménages prennent de l'assurance, INSEE Première n°1015, 2005.

G. V. Engelhardt and A. Kumar, Pensions and Household Wealth Accumulation, Journal of Human Resources, vol.46, issue.1, 2011.
DOI : 10.3368/jhr.46.1.203

W. G. Gale, The Effects of Pensions on Household Wealth: A Reevaluation of Theory and Evidence, Journal of Political Economy, vol.106, issue.4, 1998.
DOI : 10.1086/250027

W. G. Gale and J. W. Phillips, Pensions, Social Security, Wealth and Lifetime Earnings: Evidence from the Health and Retirement Study, SSRN Electronic Journal, 2006.
DOI : 10.2139/ssrn.1313312

B. Garbinti, P. Lamarche, and L. Salembier, Héritages, donations et aides aux ascendants et descendants, Insee-Références Les revenus et le patrimoine des ménages, 2012.

A. Gustman and T. Steinmeier, What People Don't Know About Their Pensions and Social Security, Private Pensions and Public Policies, pp.57-125, 2004.

A. Gustman and T. Steinmeier, Imperfect Knowledge of Social Security and Pensions, Industrial Relations: A Journal of Economy and Society, vol.6, issue.1, pp.373-397, 2005.
DOI : 10.1111/j.0019-8676.2005.00389.x

R. G. Hubbard, Pension Wealth and Individual Saving: Some New Evidence, Journal of Money, Credit and Banking, vol.18, issue.2, pp.167-178, 1986.
DOI : 10.2307/1992200

M. Hurd, P. Michaud, and S. Rohwedder, The Displacement Effect of Public Pensions on the Accumulation of Financial Assets*, Fiscal Studies, vol.69, issue.1, pp.107-128, 2009.
DOI : 10.1111/j.1475-5890.2012.00154.x

L. Dicks-mireaux and M. King, Portfolio Composition and Pension Wealth: An Econometric Study, Financial Aspects of the U.S. Pension System, 1983.
DOI : 10.3386/w0903

J. L. Kotlikoff, Testing the Theory of Social Security and Life Cycle Accumulation, American Economic Review, pp.396-409, 1979.

A. Lusardi and O. Mitchell, Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth, Journal of Monetary Economics, vol.54, issue.1, pp.205-224, 2007.
DOI : 10.1016/j.jmoneco.2006.12.001

F. Modigliani and R. Brumberg, Utility Analysis and the Consumption Function: An Interpretation of Cross-Section Data, 1954.

A. Munnell, M. Soto, and J. P. Aubry, Do people plan to tap their home equity in retirement, Center for Retirement Research, 2007.

G. Oehlert, A note on the Delta Method, The American Statistician, vol.46, issue.1, pp.27-29, 1992.